Our mortgage solutions are tailored to fit your unique needs. Explore our offerings and contact our team to get your application started. Not seeing a product that fits your needs? Contact us for a fully custom solution.
We are currently lending in the Provinces highlighted in orange. Hover over the orange Provinces on the map for additional details.
Vacation Homes
Make your home away from home a reality.
A vacation property in Canada is possible with financing from SoBankable.
- SoBankable professionals make the mortgage financing process easy for non-resident foreign nationals. Our unique mortgage products offer benefits to those looking to purchase a new property or refinance an existing property in Canada
- Make your money go further – reduce the one-time upfront impact of foreign exchange costs. All-cash transactions are not the only option.
- Increase your buying power – with financing available, you can expand your property value budget as you are not restricted with all-cash transactions.
- 100% financing available on your Canadian second home or vacation home*. (Subject to qualifications)
Residential Rental
Financing for Real Estate Investors
Rental property can create a potential revenue stream as well as a future capital appreciation.
Real estate may provide long-term value as well as provide passive rental income.
100% finance your Canadian residential rental property.*
Finding the right property is the place to start.
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No Age Restrictions
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Property Types: Second Homes or Investment Properties (cannot be your primary residence)
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Term Options: 5 or 10 years
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Payment Options: Upfront Lump Sum Payment or Quarterly Installment Payments through the life of the loan – its your choice
Fix & Flip Financing
Financing for your Real Estate project.
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Purchase and renovate a property
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Refinance your current property to renovate
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Our financing solutions allow you to complete home repairs and renovations – property improvement, energy-efficient updates, modernization, and more – its your choice.
The property being financed must be held in a corporate entity and not in a personal name.
Residential Construction
Building your dream home can be an immense undertaking. Leave it to SoBankable to handle the Financing
Start to finish financing:
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Ground Up Construction Financing:
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Construction Documentation Required: Building Plans and Budget Plans
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Borrower Documentation Required: Mortgage Application, Income Documentation, Asset Documentation, and other documentation when necessary.
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An underwriter will review your file to assess the risk, including the ability to repay, and determine the lending parameters.
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Automated funding:
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Building Milestones will be identified with you and your builder
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Caplink will monitor the progress and when the identified criteria is met, funds will be dispersed
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Take-Out Financing:
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Once your dream home is built, take-out permanent financing can be sourced through Caplink so you can enjoy your new dream home.
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The property being financed must be held in a corporate entity and not in a personal name.
Commercial Rental
Financing for Business Owners and Real Estate Investors
Finance commercial property for your business needs:
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Expand your real estate holdings by purchasing additional commercial property
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Renovate your building to meet the needs of your growing business
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Tap into your built-up equity
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Refinance your current commercial rental property